Pre-retirement benefits are a kind of support for those who lost their employment before reaching retirement age for independent reasons. To obtain benefits, you must meet conditions that are very diverse and dependent on the cause of employment loss. Above all, achieving an appropriate age and insurance internship.
Earnings before retirement. Who can apply?
If you terminate your employment for workplace-related reasons (within the meaning of the Act on Promotion of Employment and Labor Market Institutions on April 20, 2004), you will be granted to a 55-year-old woman and a 60-year-old woman. In this case, the required professional internships are 30 years for women and 35 years for men.
Importantly, in some cases, you can benefit from achieving a higher internship (35 years for women and 40 years for men) regardless of your age.
Those who lose employment beyond their control can apply for pre-retirement benefits. We are talking about position liquidation, employer or group dismissal, among other things.
According to information provided on the Social Security Agency website, the condition for earning your profit before retirement is to register with the office as well as receiving benefits as 180 days of unemployed people. Furthermore, at this time, we cannot refuse to accept employment without justification.
For entrepreneurs, profits before retirement
Those who carry out non-farm activities and declare bankruptcy may also apply for assistance. In their case, this condition means that they will be running business until the bankruptcy date for at least 24 months, with the period and premiums being 56 years or older (for women) or 61 years (for men). The period of time you are entitled to retirement is also important, which is 20 years for women and 25 years for men.
This benefit can also be obtained by those who have lost their rights to a disability pension, but only if they take it continuously for a minimum of five years.
Additionally, an additional condition is to register as unemployed within 30 days of the moment you lose your pension rights.
What are the benefits before you retire? The amount after courage
The courage of the year also applies to pre-retirement profits. From March 1, 2025, financial support for those who meet certain conditions for those who have lost their employment for reasons beyond control is 1893.41 Gross.
It is worth noting that since previous indexing in 2024, the pre-retirement profit has been PLN 1794.70.
How can I apply for pre-retirement benefits? You must submit an appropriate application along with the necessary documents for the facilities of a social insurance institution that is capable of residing in. The problem can also be solved by electronic means, among other things, via PUE ZUS.
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